Eligibility

Benefit
When Eligibility Begins
Medical, prescription drug, dental, vision, HRA, MAP, disability, and life and AD&D insurance
The first of the month after the month in which you have worked six weeks in covered employment in a consecutive two- or three-month period
Pension
Building Material: On March 1 or September 1 following your completion of at least 10 weeks of covered employment over the preceding 12 months
Lumber: Your date of hire
Severance
On May 31 following your completion of at least five weeks of covered employment over the preceding 12 months

Getting Enrolled

You will receive an enrollment card in the mail when you first become eligible for benefits. On it, you will provide some personal information about yourself and, if applicable and you wish to cover them, your spouse and children. Once completed, return your enrollment card to the Fund Office by mail.

Note: If you have eligible dependents but do not want to enroll them in Fund benefits, you must complete a Waiver of Dependent Coverage form and submit it to the Fund Office.

Special Enrollment

Some events in your life offer you the opportunity to revisit your choices regarding who you cover with Fund benefits. Special enrollment events include:

  • Marriage or divorce
  • The birth of your child
  • The adoption, or placement for adoption, of your child
  • Your or your spouse’s loss of eligibility for other health coverage

If you wish to enroll or disenroll your spouse or dependent child following a special enrollment event, submit a revised enrollment card to the Fund Office within 30 days of the special enrollment event.

Maintaining Coverage

You remain eligible for Fund benefits on a month-to-month basis for as long as your employer contributes to the Fund on your behalf.

For example, if your employer contributes for at least one week in June, your Fund benefits continue until July 31. Once your employer contributes for at least one week in July, your Fund benefits will continue until August 31.

When Coverage Ends

In most cases, coverage ends one month after the month in which your employer stops contributing to the Fund on your behalf. For instance, if your employer contributes to the Fund in June but not in July, your coverage ends on July 31.

You can maintain Fund benefits for up to three months during periods of layoff or an approved leave of absence if your employer has contributed to the Fund for at least 25 weeks over the past nine months. For example, if your employer contributes to the Fund for at least one week of work in June and lays you off in the second week of June, your coverage could end as late as September 30.